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Committee considers bill banning forced insurance bundling; substitute narrows scope

2555482 · March 11, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

A committee substitute to the bill that would prohibit insurers from conditioning a homeowners policy on purchasing auto coverage was introduced and adopted for further consideration; sponsors said the substitute excludes wind/hail, flood and umbrella policies and frames the practice as an unfair method of competition.

A committee substitute to legislation prohibiting insurers from conditioning the issuance or renewal of certain residential insurance policies on the purchase of a personal automobile policy was introduced, amended and left pending by the Committee on Business & Commerce.

Senator West described the bill as targeting "enforced bundling," where an insurer conditions a homeowners policy renewal on the customer also moving their auto insurance to the same company. "We're not trying to…

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