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Muskogee council approves 2025 health, dental, vision and life insurance renewals; city cost corrected
Summary
Council approved renewals with BCBS of Oklahoma, Delta Dental PPO, VSP and The Standard for the 2025 plan year; staff corrected a city-cost typo and presented estimated city and employee premium changes.
The City of Muskogee City Council on March 10 approved renewals for the city’s employee health, dental, vision and life insurance plans for the 2025 plan year, following a recommendation from the city’s insurance committee and a presentation by broker Insurica.
An Insurica representative identified as Maggie presented renewal options and figures. Staff corrected a typing error during the presentation: the city’s medical renewal cost was stated as $42,000 in error and should be approximately $500,000. The committee recommended keeping the same carriers with premium increases and the following city-cost and employee-cost estimates presented to the council:
- Medical: city cost approximately $500,000; employee lowest tier increase about $14.02 per paycheck (net increase about $10); highest tier approximately $207.68 per paycheck (net increase about $21). - Dental: city cost approximately $43,716 annually; employee dependent lowest tier $5.43 per paycheck (net increase about $4); highest tier $7.78 per paycheck (net increase about $5.89). - Vision: city cost approximately $38,000 annually; employee dependent lowest tier $7.73 per paycheck (net increase about $5.84); highest tier $12.35 (net increase about $9.31). - Life insurance: city premium reduced to $11,477 annually; voluntary higher spouse coverage available at no additional city cost.
“The health committee met with Insurica who they're our new brokers. They presented renewal options for the 2025 plan year,” Maggie said. The council moved, seconded and approved the renewals by roll-call vote.
Staff said all renewals were approved unanimously by the insurance committee and staff recommended approval to council.
