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Votes at a glance: Committee approved multiple bills covering insurance, consumer protections and higher‑education endowment rules
Summary
During the Insurance & Commerce Committee session the panel approved a package of bills by voice vote, including measures on surplus‑lines auto insurance, a 14‑day ban on chiropractic solicitations after collisions, online marketplace guarantees, consumer protections for credit‑pull resale, changes to foreclosure fees authority, and endowment ESG
The Senate Insurance & Commerce Committee recorded committee action on multiple measures during the session. This roundup lists each bill with the key point of the committee discussion and the recorded committee outcome (voice vote unless otherwise specified). Where the transcript recorded a sponsor or principal witness, that is noted.
- HB 1193 (briefly discussed and amended): Amendment adopted; committee approved passage after sponsor Fran Cavanaugh described clarifying language about lienholder names and payments for repairs when claims are under $2,500 or a lienholder lacks physical presence. Outcome: approved by voice vote.
- SB 309: Adds psychiatric pharmacists to the collaborative care model. Sponsor: Sen. Dan Sullivan; witness: Dr. Tabita Perez Sakkari. Outcome: approved by voice vote.
- HB 1405 (solicitation restrictions for chiropractors): Sponsor: Sen. Justin Boyd (added as sponsor by amendment). The bill bars direct contact by chiropractors and chiropractic runners with crash victims for 14 days after an accident; proponents said it protects vulnerable victims, opponents (chiropractic associations, attorneys, a lobbyist) raised enforcement and constitutional concerns. Outcome: approved by voice vote.
- Online marketplace guarantees bill (sponsor: Sen. Justin Boyd; platform counsel: Byron Wobeter/Airbnb): Establishes a regulatory framework and filing/registration obligations for online marketplace guarantees; major insurers opposed and urged waiting for NCOIL model guidance. Outcome: approved as amended by voice vote.
- HB 1238 (strict foreclosure attorney fees): Sponsor Rep. Frank Cavanaugh explained the bill permits a judge to award attorney fees in certain strict foreclosure cases when current law was interpreted to bar such awards. Outcome: approved by voice vote.
- Consumer protection bill on credit‑pull resale (sponsor: Sen. Blake Johnson): Requires conspicuous identification and opt‑out/disclosure protections for purchasers of credit‑pull triggers that generate immediate solicitations; regulator noted enforcement authority under the Fair Mortgage Lending Act, including fines up to $10,000 per violation. Outcome: approved by voice vote.
- HB 1307 (endowment investment standards/ESG): Amends the Uniform Prudent Management of Institutional Funds Act to require financial‑first investment decisions for public institutional endowments, with documentation required if ESG factors are considered. Outcome: approved by voice vote.
- HB 1309 (diagnostic breast cancer screenings): Removes remaining cost sharing for diagnostic breast cancer screenings to increase access; sponsors said insurers signaled support and no fiscal impact was identified. Outcome: approved by voice vote.
- Departmental bill to amend the Fair Mortgage Lending Act (prudential standards and data security for non‑bank mortgage servicers): Introduced by securities/banking officials to add scaled prudential standards and leverage FTC safeguards for data security. Outcome: approved by voice vote.
Notes on votes: The committee used voice votes for the recorded matters; the transcript records “ayes” and the chairs announcement that measures passed but does not include roll‑call tallies in the session transcript.
