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Senate Transportation hears bill to hide minor infractions from insurers, insurers oppose
Summary
Supporters told the Senate Transportation Committee House Bill 12‑50 would stop insurers from receiving minor, low‑point driving violations after a 2023 law changed disclosure. Insurers and the Insurance Department urged a do‑not‑pass, saying withholding records would skew rates and insurance markets.
The Senate Transportation Committee opened a hearing on House Bill 12‑50, which would limit the driving‑record information released to insurance companies by excluding low‑point violations that became reportable under a 2023 change to state law.
Representative Bill Twight, who presented the bill, said constituents contacted him after House Bill 14‑17 (2023) changed what driving‑record information was released to insurers and that minor infractions — tail‑lighting, small speeding tickets and other low‑point citations — began appearing on records and in some cases affected premiums or coverage. “Those little mistakes are costing them some higher insurance premiums or maybe no insurance at all,” Representative Twight said.
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