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House passes measure requiring insurers to offer replacement coverage for child car seats after crashes
Summary
House Bill 11‑79 requires automobile insurers to reimburse the cost of replacing a child restraint system that was present in a vehicle during an accident and to ask claimants whether a car seat was in use; supporters said it prevents financial hardship for families, while some members warned it could raise insurance costs for all drivers.
The House passed House Bill 11‑79 after a committee amendment and floor debate that added a technical clarification and required insurers to ask claimants whether a car seat was in the vehicle at the time of the accident.
Representative Zocai, sponsor of the bill, told the chamber the idea grew from a personal experience in which an insurer denied…
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