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District authorizes producer-of-record letter so ICRMP can supply property/casualty quote

2505703 · March 5, 2025
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Summary

The board authorized signing a producer-of-record letter so ICRMP can provide a property and casualty insurance quote via a local ICRMP representative; the motion passed after board discussion that the arrangement only obtains a quote and does not obligate purchase.

The Bonner County Ambulance Service District voted to sign a producer-of-record letter authorizing John Naccarato to act on the district’s behalf for the purpose of obtaining a property and casualty insurance quote from ICRMP (Idaho Counties Risk Management Program).

Chief Lindsey explained that signing the producer-of-record letter only authorizes ICRMP’s representative to obtain a quote and does not obligate the district to accept any proposal. Commissioners asked whether the arrangement implied broker compensation; staff clarified ICRMP typically uses its own representatives and the letter merely permits the representative to obtain and transmit a quote.

A motion to sign the producer-of-record letter for the ICRMP membership application with John Naccarato was moved, seconded and approved by roll-call vote. Board members confirmed the district has been advised it needs to secure its own insurance and that receiving a quote is a step toward evaluating coverage options.

Outcome: motion approved; staff to receive and share the ICRMP quote when provided. The board did not adopt any insurance policy at this meeting.