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Sponsor takes medical-debt credit-reporting bill off notice for further work
Summary
Senate Bill 402, a bill to align state law with federal rules and keep medical debt off credit reports, was taken off notice by the sponsor to pursue more committee-level work and stakeholder discussion.
Senate Bill 402, a measure to update Tennessee law so medical debt is not included on consumer credit reports in line with federal rules, was taken off notice in the Commerce and Labor Committee on March 11, 2025.
Sponsor remarks characterized the bill as protecting working families from the economic damage of medical debt: “Medical debt isn't like other kinds of debt ... it still blocks thousands of families from buying homes, securing car loans, or even renting an apartment.” The sponsor told the committee the bill would mirror federal rules published by the Consumer Financial Protection Bureau and align state timelines with federal timelines from the Centers for Medicare & Medicaid Services for health data access provisions that were also discussed in the hearing.
Outcome: At the sponsor’s request, the committee agreed to take SB 402 off notice to continue work in the committee. No vote was taken on final passage; the sponsor asked for additional time to refine the measure with committee members and stakeholders.
Next steps: The sponsor will continue to work in committee on the bill; the measure will be returned to the Commerce and Labor calendar at a later date if and when the sponsor re-notices the bill.
