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TRS clarifies post‑retirement work rules, TRIP/TRAIL health coverage and Social Security caveats
Summary
TRS staff reviewed post‑retirement employment limits for annuitants, TRIP/TRAIL health insurance eligibility and premiums, and how Social Security interactions (WEP/GPO) can reduce Social Security benefits for some teachers.
Nick Stabler, a Teachers’ Retirement System presenter, described the rules governing post‑retirement TRS‑covered work, the TRIP and TRAIL health insurance programs available to annuitants and basic points about how Social Security and Medicare interact with TRS benefits.
The nut graf: Retirees can return to TRS‑covered work but must meet inactivity and hourly/day limits to avoid pension suspension; health coverage for retirees and dependents follows distinct TRIP/TRAIL rules with eligibility and premiums that vary by age and county; Social Security benefits may be reduced by federal offsets for those who have both TRS pensions and…
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