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TRS explains disability payments, survivor buckets and beneficiary options
Summary
TRS clarified its disability benefit (40% of contract pay while on disability, with service credit) and explained how survivor benefits are paid from separate contribution buckets and how members may designate beneficiaries.
Nick Stabler, a Teachers’ Retirement System presenter, described the TRS disability and death‑benefit programs, including how beneficiaries are designated and how survivor payments are calculated.
The nut graf: TRS pays rare disability benefits that both replace partial income and preserve service credit; survivor benefits use a separate 1% contribution bucket and an 8% contribution bucket that funds returned contributions — who is eligible and how benefits are paid depends on beneficiaries’ relationship to the member.
Stabler said the TRS disability benefit generally pays about 40% of the…
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