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Bill would extend short insurance window after property passes via transfer‑on‑death deed, sponsor says

2469128 · February 27, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Sen. Tanya Storer introduced LB422 to require temporary insurance coverage for property that passes on death via transfer‑on‑death deeds; sponsors said a 30–60 day window prevents uninsured losses after a transferor’s death and negotiations with insurers were ongoing.

Senator Tanya Storer, representing Legislative District 43, introduced LB422 to create a temporary insurance protection window for beneficiaries of property that transfers by a transfer‑on‑death (TOD) deed. The proposed rule would preserve the deceased owner’s insurance coverage for a set window (the sponsor said 60 days in her opening comments) so a beneficiary has time to obtain a new policy and avoid uninsured losses.

Storer told the Judiciary Committee the bill responds to litigation and practical problems when…

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