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Dentists push loss-ratio bill in committee; insurers warn of higher premiums and reduced market participation
Summary
Senate Bill 335 would require dental insurers to meet an 80% dental loss ratio and issue rebates if the ratio is lower; dental associations urged the committee to adopt the measure to improve consumer value, while insurers and national groups warned the law could raise premiums and shrink the market.
A bill requiring transparency and an 80% dental loss ratio generated a contested hearing in the Senate Business and Labor Committee, with dentists calling the change a needed consumer-protection tool and insurers warning of unintended market consequences.
Senator Greg Hertz, the bill sponsor, described Senate Bill 335 as modeled in part on other states’ loss-ratio regimes: insurers would report the share of premium dollars spent on patient care (dental loss ratio), and if that ratio fell below 80% the…
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