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Panel weighs whether uninsured/underinsured motorist policies must cover punitive awards

2398380 · February 19, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

A Senate Judiciary subcommittee heard competing arguments about amendments to S.244 that would allow insurers to exclude punitive damages from mandatory uninsured/underinsured motorist (UIM) coverage.

A Senate Judiciary subcommittee heard competing arguments about amendments to S.244 that would allow insurers to exclude punitive damages from mandatory uninsured/underinsured motorist (UIM) coverage.

The issue first drew attention when Brandon Gotchell, an attorney testifying for what he described as a policy change to align coverage with the punitive purpose, said the amendment would let an insurer decline to pay punitive awards in UIM claims unless a consumer purchased a specific endorsement. "Why should…

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