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Panel hears bill to allow cash-pay prices to count toward deductibles
Summary
Representative Ed Deal presented HB 2540, which would let insured Oregonians apply a lower cash-pay price for a covered medically necessary service against their deductible. Supporters said the change would help patients afford care; insurers flagged administrative and fraud-prevention challenges.
The committee heard testimony on House Bill 2540, which would require insurers to credit a covered, medically necessary service paid at a lower cash price toward the insured person's deductible.
Representative Ed Deal said the bill seeks to let consumers shop for lower-cost options and have those savings apply to deductible accumulation. He gave an example from another state where a colonoscopy cash price…
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