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Committee approves SB109 to bar insurer exclusions for service members; amendment broadens protection to reservists
Summary
Senate Bill 109, presented by Senator Ed Harbison, would prohibit group life-insurance policies delivered in Georgia from excluding or restricting death benefits because the insured is a service member; the committee amended the bill to explicitly cover reservists and passed it unanimously.
Senate Bill 109, presented by Senator Ed Harbison, would prohibit group life-insurance policies delivered in Georgia from containing a provision that excludes or restricts coverage because the insured is a service member. Committee members adopted a friendly amendment to strike the words "active duty" so the protection covers all service members, including reservists not on federal active duty, and passed the bill by committee substitute unanimously.
Why it matters: Sponsors said the bill closes a gap that allowed a life insurer to deny a benefit to the family of a state employee whose son died while a member of the U.S. military. Supporters framed the measure as narrowly tailored to…
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