Legislature discusses HB167 to tighten consumer protections in post-loss insurance settlements

Members of the 2025 Legislature CT considered HB167, a bill that would require new consumer notifications and impose transparency rules for post-loss homeowners and commercial property insurance settlements.

The bill, described in the meeting as centering on homeowner notification of rights, templates for advertised contract content and sales materials, and provisions related to public adjuster fees, was the subject of a motion to move it to the floor. The motion and a second were recorded and a roll call was requested, but the transcript does not include a final vote tally or an explicit formal outcome.

The bill text read aloud during the session said HB167 would require that homeowners be notified of their rights when contractors come to work on their properties and would establish template language for certain advertising or contract content to increase transparency. Meeting remarks also referenced provisions addressing public adjusters and their charges; the session transcript indicates those provisions would limit how adjuster fees are assessed in relation to insurance settlement proceeds but the text and intent were not fully detailed on the record.

Lawmakers and staff framed the measure as a consumer-protection effort aimed at homeowners and commercial property owners after an insured loss, and noted the measure covers home-improvement contractors and salespersons who interact directly with property owners during claims-related repairs or solicitations. The discussion included procedural direction: a motion to send HB167 to the floor, a second, and a request that Clark (staff) take the roll for a vote. The transcript records names called during the roll but does not include a recorded tally or declaration of passage.

The transcript also indicates a public hearing was scheduled for Thursday in connection with forthcoming business; the record does not make clear whether that hearing was for HB167 specifically or for other items on the docket.

The meeting record supplies no dollar figures, implementation timeline, or statutory citations tied to enforcement and does not show any amendments adopted on the floor during the recorded exchange. Further detail on the bill language, committee reports, and any recorded vote tally will be needed to determine the measure's next procedural steps and operational effects on adjusters, contractors, insurers and homeowners.