Committee backs bill to move motor-vehicle insurance verification into KAVIS with faster reporting
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Summary
House Bill 390 passed committee to transfer motor-vehicle insurance verification data into the KAVIS system and shorten insurers' reporting intervals, authorizing a maximum seven-day turnaround for electronic reporting.
FRANKFORT, Ky. — The House Standing Committee on Banking and Insurance on Oct. 12 passed House Bill 390, a measure to move motor-vehicle insurance verification into the state’s KAVIS system and require insurers to report coverage information on a much shorter timetable.
Representative Michael Meredith, sponsor and committee member, said the bill migrates insurance-verification data from an older system into the Department of Transportation’s KAVIS database and shortens the current 30-day batching cycle for insurers to a ceiling of seven days; regulations could set an even shorter window.
Anne Marie Franklin of Kentucky Farm Bureau Insurance, Chris Nolan of the Insurance Institute of Kentucky, Dustin Miller of State Farm and Todd Feldman (State Farm, appearing by Zoom) joined Meredith at the table in support. Sharon Clark, commissioner of the Kentucky Department of Insurance, also appeared online.
Meredith said the bill addresses the final legacy element of the prior insurance-verification workflow and aims to create a near–real-time source of coverage data available to county clerks and enforcement systems once reporting is operational. Committee members offered no substantive amendments during the hearing. Representative Rudy moved the bill; Representative Bray seconded. The committee chair announced the bill passed with the same sanction on the House floor.
The sponsor and industry witnesses said improved timeliness would reduce mismatches between motor-vehicle registrations and active policies; the bill phases the migration over time and tasks insurers with electronic reporting.