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Committee advances bill to ban sale of mortgage 'trigger leads'

2347294 · February 19, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

House Bill 240 would prohibit sale of consumer contact data generated when lenders pull mortgage credit reports (so-called trigger leads), while allowing original servicers to contact their existing customers; the committee passed the bill by voice vote.

The House Banks and Banking Committee passed House Bill 240, legislation that would restrict marketing uses of consumer data created when a lender pulls a credit report for a mortgage application, commonly called “trigger leads.�

Sponsor remarks framed the bill as a consumer-privacy measure designed to reduce deceptive marketing and unsolicited contact that can follow a mortgage credit pull. The presenter said the legislation would ban trigger leads while preserving the ability of…

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