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Maryland bill would bar medical debt from consumer reports as advocates push for state action after federal rollback
Summary
House Bill 1020 would prohibit medical debt from appearing on consumer credit reports in Maryland, sponsor Delegate Julie Palakovich Carr told the Economic Matters Committee.
Delegate Julie Palakovich Carr told the Economic Matters Committee HB1020 would bar reporting of medical‑debt information on consumer credit reports, citing federal rule changes and a need for state action to protect consumers.
Sponsor case: The bill would prohibit inclusion of medical debt on consumer reports. Palakovich Carr said the Consumer Financial Protection Bureau had issued a rule to remove medical debt on consumer reports but implementation is paused; in the sponsor’s view, states should act rather than rely on uncertain federal protection. "One in five Americans have some amount of medical debt... this bill will make sure that…
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