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Committee hears bill to require clearer disclosures for air-ambulance memberships, and refund option for Medicaid enrollees
Summary
House Bill 9 91 would require air-ambulance membership providers to disclose that memberships are not insurance, to inform Medicaid (MoHealthNet) enrollees that Medicaid already covers air ambulance transport, and to offer pro rata refunds if a member enrolls in Medicaid within 30 days; industry witnesses provided mixed testimony.
Representative Brandon Phillips introduced House Bill 9 91 to improve transparency in the air-ambulance membership market and to protect Missouri Medicaid (MoHealthNet) enrollees. He told the committee that some membership products can mislead consumers into believing they provide guaranteed coverage, and that membership boundaries and weather, base location, or dispatch decisions can leave a member without service. The bill would require membership providers to include three disclosures in marketing and applications: that the product is a membership and not insurance; that MoHealthNet already covers air ambulance transport with no out-of-pocket cost for enrollees; and…
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