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Bill would deem small‑group rate filings approved after 60 days; regulators warn of federal timing conflicts
Summary
House Bill 19 57 would require small‑group market rate filings to be deemed approved 60 days after filing, matching the individual market standard. The Office of the Insurance Commissioner raised concerns about interaction with the federal risk‑adjustment timeline and the practical need for insurer adjustments after federal data arrives.
A bill that would set a fixed 60‑day deemed‑approval clock for small‑group insurance rate filings drew both support and caution at a House Health Care & Wellness Committee public hearing.
House Bill 19 57, introduced by Representative Schmick, would align timing for small‑group rate approvals with the current state timeline for individual market filings — requiring small‑group filings to be deemed approved 60 days after submission to the Office of the Insurance Commissioner (OIC).
Why it matters: Insurers and employers use small‑group rates to budget and make coverage choices. Proponents said greater predictability helps…
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