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Credit union tax bill draws banking industry support and credit union opposition in House Finance hearing

2333123 · February 18, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

House Bill 15 06 would remove the B&O tax exemption for state‑chartered credit unions that merge with or acquire a bank regulated by the Department of Financial Institutions, applying a 1.2% B&O rate to the credit union's gross income in those cases. Supporters (community and mutual banks) said the measure corrects a competitive advantage; credit

House Bill 15 06 prompted a contested hearing Feb. 18 with industry groups on both sides of the aisle. The bill would require a state‑chartered credit union that merges with or acquires a bank regulated by the Department of Financial Institutions to pay the business and occupation (B&O) tax at a 1.2% rate on gross income beginning Oct. 1, 2025.

Proponents — including the Community Bankers of Washington, Washington Bankers Association and…

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