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Committee sends Senate Bill 1103 to floor to allow credit unions to accept collateralized state deposits above $250,000

2323477 · February 17, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Senate Bill 1103 would remove a cap on credit unions’ ability to accept state deposits beyond the federal insurance limit while requiring collateral for uninsured deposits; the Senate State Affairs Committee voted to send the bill to the floor with a do-pass recommendation after testimony from the treasurer.

Senate Bill 1103, presented by Zach Forster on behalf of Idaho’s credit unions, would remove a statutory cap that limits credit unions’ ability to accept state deposits above the federally insured amount and would require collateralization for any uninsured portion of those deposits.

“For everything above and beyond the $250,000 would have to be…

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