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Committee advances bill requiring disclosure by callers using mortgage "trigger" leads

2323461 · February 17, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

House Bill 149 would require companies that call consumers based on mortgage-trigger leads to disclose they are not the consumer's current lender and that they purchased a mortgage lead; the committee approved the bill after sponsor testimony and questions about enforcement.

Representative Bruce introduced House Bill 149 on Feb. 17, describing the bill as a consumer-notification measure addressing industry use of so-called mortgage-trigger leads.

Sponsor's explanation: Representative Bruce said mortgage-trigger leads are generated when credit-reporting activity (such as a mortgage application) causes the consumer’s data to be flagged and sold to lead vendors, which then prompt third-party solicitations. "The bill seeks to amend chapter 31 title 26, the Idaho code ... and create a new section ... aimed…

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