Citizen Portal
Sign In

Get Full Government Meeting Transcripts, Videos, & Alerts Forever!

Senators press Powell on housing affordability, insurance costs and climate risks to mortgages

2321362 · February 11, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

Senators raised concerns about rising housing costs, higher home‑insurance rates and the long‑run financial stability effects of climate‑related losses; Powell said the Fed sees risks where insurance and banks may withdraw from high‑risk areas and that those trends could reduce homeownership and market liquidity.

Senators asked Federal Reserve Chair Jerome H. Powell about the interaction between housing affordability, rising home‑insurance costs and climate risks and the consequences for financial stability.

Sen. Tina Smith pressed Powell on dramatic increases in homeowners insurance in some states — "families, seniors are struggling to manage a nearly 40%…

Already have an account? Log in

Subscribe to keep reading

Unlock the rest of this article — and every article on Citizen Portal.

  • Unlimited articles
  • AI-powered breakdowns of topics, speakers, decisions, and budgets
  • Instant alerts when your location has a new meeting
  • Follow topics and more locations
  • 1,000 AI Insights / month, plus AI Chat
30-day money-back on paid plans