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Champlain Housing Trust describes VHCB‑funded farmworker housing repair and replacement program
Summary
Julie Curtin, director of homeownership at Champlain Housing Trust, described a VHCB‑funded statewide program that makes forgivable repair loans and funds replacement housing on farms where existing units are unsafe or uninhabitable.
Julie Curtin, director of homeownership at Champlain Housing Trust (CHT), told the Agriculture, Food Resiliency, & Forestry committee CHT administers a statewide VHCB‑funded farmworker housing repair and replacement program launched in 2022 and executed with partners including UVM Extension, Efficiency Vermont, and the Milk with Dignity Standards Council.
Curtin said the repair program issues loans from $3,000 to $30,000 to improve existing on‑farm housing. Repairs are structured as principal reductions that decline 10% per year over 10 years; there is no interest and no payments due while the housing remains designated for farmworker use. CHT can fund up to two dwelling units per farm in the repair program, she said.
Curtin described a replacement track, used…
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