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Small business owners and consultants urge expanded HSAs, ICRAs and direct primary care to lower costs
Summary
Small‑business testimony at the Ways and Means Health Subcommittee called for expanded health savings account rules, broader use of individual coverage HRAs (ICRAs) and access to direct primary care, saying those tools can improve preventive care and make employer benefits more affordable for small employers.
Marcy Strauss, a small business owner and benefits consultant, told the House Ways and Means Health Subcommittee that small employers need more flexibility to offer affordable benefits, including expanded health savings account (HSA) rules, wider use of individual coverage health reimbursement arrangements (ICRAs) and the ability to use HSAs to pay for direct primary care memberships.
“HSAs have become quite popular, over the last several years. For us, we pretty much put an HSA qualified plan in with every one…
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