Insurance and Real Estate Committee raises six bills for further review

The Insurance and Real Estate Committee of the Connecticut General Assembly on Feb. 11, 2025 voted by voice to raise six bills, moving them out of committee for further consideration and public hearing.

Committee staff said the package included measures on condominium transparency; homeowners insurance and dog-breed language; support for farmers through captive or parametric insurance; a catch-all insurance-regulation bill; coverage for medically necessary treatment; and recommendations from an insurance fund working group whose report is posted on the committee's website. "We received lots of suggestions from our colleagues on offering more transparency to condo and common interest ownership community members, and we would like to explore that under this bill," the staff member said during the meeting.

The action was procedural: a member moved to raise bills 1 through 6, another member seconded, and the committee approved the motion by voice vote. The meeting record does not show a roll-call vote or name the mover and seconder.

Bills described in the meeting

- Bill 1: An act concerning common interest ownership communities and condominium associations. Committee staff said the bill would explore additional transparency for condo and common interest ownership community members. Specific provisions were not detailed in the meeting.

- Bill 2: An act concerning homeowners insurance and dog breeds. Committee staff said Representative Nuccio worked on language based on a model from the National Council of Insurance Legislators aimed at addressing dog-breed discrimination in underwriting and rating practices.

- Bill 3: An act concerning the feasibility of creating a captive insurance company or using parametric insurance to assist farmers. Committee staff said this measure previously passed the committee and the House last year and is intended to assist farmers during extreme-weather incidents.

- Bill 4: An act concerning insurance regulation, described as a vehicle to capture regulatory gaps the committee may want to address. No specific statutory changes were read into the record during the meeting.

- Bill 5: An act concerning coverage for medically necessary treatment, offered by Representative Raheb Ali Brennan. No further funding or statutory citations were specified during the meeting.

- Bill 6: An act concerning recommendations from the insurance fund working group, which met over the summer, fall and winter and submitted a report available on the committee's web page.

Votes at a glance

- Motion: Raise bills 1—6 (as described above). Outcome: Approved by voice vote. Mover: not specified. Seconder: not specified. Roll-call: not recorded.

Procedure and next steps

Committee members approved the motion to raise the bills by voice vote; the committee announced a public hearing on the measures at this meeting and another public hearing a week later. A committee member noted the committee's next meeting would be in the same room in less than an hour. The committee did not debate the content of the bills in detail during this session; the meeting record consists primarily of committee descriptions and the procedural vote to raise the measures.

The committee referred members and the public to the Insurance and Real Estate Committee's website for the insurance fund working group report and for further materials on the bills.