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House OKs bill requiring transparent, evidence-based standards for behavioral-health coverage
Summary
Lawmakers passed HB1002 after committee and floor amendments that require insurers to base behavioral‑health coverage determinations on transparent, nonprofit clinical standards and give the Division of Insurance rule authority to implement compliance measures.
The Colorado House passed House Bill 10-02 after floor amendments requiring clearer definitions and giving the state Division of Insurance authority to enforce compliance. Sponsors said the bill aims to increase transparency in how insurers make medical-necessity decisions for behavioral-health services and to reduce denials that block access to care.
Rep. Morgan Gilchrist, a co-sponsor, framed the bill as a response to long waits and out-of-network costs for families seeking mental-health care, saying, “I have experienced the difficulty and frustration of trying to navigate the mental health care system to get my own children the services they need.” Rep. Meg Brown, the other prime sponsor, told…
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