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Committee approves bill clarifying life-insurance exclusions for active-duty service members
Summary
The Georgia House Insurance Committee passed House Bill 182, which clarifies that being on active military duty alone is not a valid reason to deny a group life insurance claim, a sponsor said. The change was made at the request of the Department of Insurance and passed by voice vote.
Chairman Tarvin presented House Bill 182 to the Georgia House Insurance Committee and said the measure clarifies that active-duty military status alone is not a valid basis to deny a group life insurance claim. "All this bill does is makes it clear that being on active duty in and of itself is not a reason to deny a claim," Chairman Tarvin said.
The bill stems from a request by the Department of Insurance to correct language in group life policies that treats "active duty" as an exclusion. The presenter told the committee that most service members are not in combat zones and that the term "act of war" is the more typical exclusion used in standard life policies.
Representative Gullett moved to pass the bill. The committee asked if any members of the public wished to address the measure; none did. The chair put the motion to a voice vote, members answered "Aye," and the measure passed. The transcript records no roll-call tally; the committee recorded the outcome as passed by voice vote.
Committee members did not request further amendments during the meeting. The presenter described the change as a drafting clarification requested by the Department of Insurance and did not propose changes to substantive coverage rules.
The committee concluded the item and moved on to the next piece of business.
