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Bill would create two annual guaranteed‑issue windows for Medigap; advocates back, insurers warn of higher premiums
Summary
House Bill 1754 would establish two annual guaranteed‑issue periods aligned with Medicare and Medicare Advantage enrollment windows, allowing enrollment in Medigap without underwriting; supporters called it protection for vulnerable beneficiaries while insurers again raised concerns about adverse selection and premium increases.
Representative Milin Tai introduced House Bill 1754 on Feb. 7, proposing two annual guaranteed‑issue periods during which a person could enroll in Medigap without medical underwriting: during the Medicare open‑enrollment period in the fall and during Medicare Advantage’s first‑quarter enrollment window.
Tai said the bill is intended to help seniors and other vulnerable beneficiaries on fixed incomes who may face barriers if they seek to move…
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