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Clay County accepts 2025 medical renewal, considers long‑term disability options
Summary
The Clay County Board of Commissioners approved the county’s 2025 medical insurance renewal that carries a 4.23% premium increase from Wellmark and voted to maintain the county contribution structure; commissioners also heard quotes for employer‑paid and voluntary long‑term disability plans and asked for follow‑up information.
Clay County commissioners voted to accept the county’s 2025 medical insurance renewal, a presentation and subsequent discussion showed, and heard separate proposals to add employer‑paid or voluntary long‑term disability coverage.
Rachel, a benefits consultant who presented the renewal, told commissioners the medical plan renewal from Wellmark represents a 4.23% blended increase for Clay County groups of 51–100 employees, and that the county’s prior-year claims rose from about $1.3 million to roughly $1.6–$1.7 million. “Medical is the the main talking point here,” Rachel said while reviewing benchmarking and renewal scenarios.
The consultant said Clay County’s current plan design and employer premium contributions keep employee monthly costs below local averages; for example, Rachel reported the county’s employee‑only monthly premium contribution is…
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