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House advances bill requiring callers to disclose source of mortgage 'trigger lead' data

2247160 · February 5, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

A bill requiring telemarketers who contact mortgage applicants after a credit pull to disclose how they obtained the consumer’s information and to state that the call is a solicitation passed the committee by voice vote.

Representative Lee Johnson presented a bill aimed at companies that buy and call mortgage applicants after credit checks — a practice known as “trigger leads.” Greg Raymer of the Mortgage Bankers Association of Arkansas described how consumer-reporting companies can identify loan type and sell contact information as leads to third parties who then call applicants during the application process.

Nut graf: Sponsors said the bill requires…

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