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Sponsor seeks 7‑day rental protection for drivers hit by at‑fault vehicles; insurers point to existing rules
Summary
Rep. Steve Pearson introduced a bill to require an at‑fault insurer to provide seven days of rental coverage after declaring a vehicle a total loss, saying his constituent was pressured to return a rental immediately and lacked rental coverage in her own policy.
Representative Steve Pearson told the committee a constituent who was struck by another driver was pressured by the at‑fault carrier to turn in a rental car immediately after the carrier declared the vehicle a total loss. Pearson said the constituent, who was not at fault, had no rental‑car coverage in her own policy and was left scrambling.
Pearson proposed a statutory minimum—seven days of rental coverage from the at‑fault insurer after a loss—to give innocent drivers time to arrange replacement vehicles and to prevent what he described as pressure…
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