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Bill to shield small speeding violations from insurers draws industry opposition
Summary
Senate Bill 2243 would stop reporting zero‑point violations to insurers and remove the single point for 6–10 mph over the speed limit. Supporters said the change would prevent minor speeding citations from triggering large insurance increases; insurers warned hiding routine violations would skew risk pools and could raise rates for others
Senator David Clemens told the Senate Transportation Committee he introduced Senate Bill 2243 to change how low‑level speeding offenses are reflected in the state driving record and shared with insurance companies, saying the current system can cause significant, multiyear premium increases for otherwise low‑risk drivers.
Clemens said the bill would remove the single point currently assessed for 6–10 mph over the limit and would prevent 0‑point violations from being reported to insurers or made public, though the Department of Transportation would maintain internal records of those violations. “Traffic violations of 6 to 10 miles per hour over the speed limit are currently being reported to insurance companies and creating substantial increases in insurance rates,” Clemens told the committee.
Those testifying in favor described individual stories of out‑of‑proportion cost impacts. Ronald Sorum of West…
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