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Council denies insurance claim following insurer recommendation

2174849 · January 9, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The council voted to deny a citizen claim after staff reviewed a recommendation from the city’s insurer that the claim be denied; the insurer will defend any further action unless the city departs from that recommendation.

The New London City Council voted to deny a claim after staff presented the insurer’s recommendation to deny and explained the town’s process for handling claims.

Judy described the city’s claims-handling process: claims are submitted to the city, reviewed by staff and then sent to the city’s insurance administrator (named in the meeting as CIDMIG/Cidnik in different places of the transcript) for review; the insurer made a recommendation to deny the claim. Judy explained that if the city departs from its insurer’s recommendation and the claim leads to litigation, the city could be responsible for costs that the insurer otherwise would handle under its deductible arrangement.

A motion to deny the claim was made and recorded as moved by Tim and seconded by Mike. Those in favor responded “aye” and the chair declared the motion carried.

Notes: The transcript records the insurer name inconsistently; the meeting referenced the city’s insurance administrator and indicated that the insurer would provide defense if the insurer’s recommendation is followed. The council did not provide additional findings or a written rationale in the public record beyond following the insurer’s recommendation at this meeting.