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House orders third reading of bill to unmerge Vermont’s individual and small-group insurance markets
Summary
House Bill 35, reported by the House Health Care Committee, would permanently unmerge the individual and small-group markets, require separate premium-setting and take effect Jan. 1, 2026; a member warned of risks if federal subsidies lapse, and the House ordered third reading.
Representative DeMar of Enosburg reported to the House that H.35 would permanently unmerge Vermont’s individual and small-group health insurance markets, undoing a temporary merger in place since 2022, and require carriers to set premiums for the individual market separately from small-group plans.
Representative DeMar described multiple statutory edits in Title 33 referenced by the bill: updates to definitions of “qualified employer” and “small…
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