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Bill would centralize fire‑loss reporting at Insurance Commissioner, add immediacy and confidentiality provisions
Summary
SB 5419 would require insurers to report fire loss information directly to the Office of the Insurance Commissioner, set reporting timeframes, require immediate reports of suspected criminal activity to law enforcement, provide civil immunity for reporting insurers and protect reported data from public disclosure.
The Senate Committee on Business, Financial Services and Trade heard testimony Jan. 29 on SB 5419, a bill revising how insurers report fire losses to state authorities to improve timeliness, public‑safety coordination and data protection.
Under current law insurers file fire‑loss reports with the Washington State Patrol; the bill would require direct reporting to the Office of the Insurance Commissioner (OIC), specify reporting timeframes and expand the data elements insurers must include. For known or suspected criminal activity the bill would require immediate notice to the OIC and to…
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