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GIC sets annual enrollment April 2–May 1; explains portal and BIO buyout program

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Summary

The Group Insurance Commission said annual enrollment runs April 2–May 1, urged members to register for the member portal, and described the BIO buyout option that pays eligible members 25% of plan premium for a one‑year, 12‑payment period.

Paul Murphy, the GIC’s director of operations, said annual enrollment for GIC health and dental plans will run April 2 through May 1, and he described the member portal, enrollment options and the buyout (BIO) program available to members.

Murphy said benefit decision guides and new rates will be posted on the GIC website and the member portal immediately prior to the start of annual enrollment. “Annual enrollment will take place this year from April 2nd to May 1st,” he said.

Murphy encouraged members to register for the portal ahead of enrollment, noting the portal was launched in 2021 and that more than 110,000 members were registered. The portal allows members to view benefits, make plan changes during annual enrollment, enroll after qualifying events, upload documentation, chat with GIC, and receive guided assistance for steps like dependent enrollment. Murphy said portal registration reduces call volume during the open‑enrollment window and can speed individual transactions; the GIC phone number for assistance is 617‑727‑2310.

Murphy explained the BIO buyout program details: members enrolled in a GIC health plan on Jan. 1, 2025 who maintain that plan through June 30, 2025 may complete a buyout application and waive coverage. Approved applicants receive a one‑time reimbursement equal to 25% of the full cost premium for the plan in effect through June 30; the payment is disbursed in 12 installments beginning in August. “It is a onetime deal for BIO. It's only 12 payments, and it is only for 1 year,” Murphy said. He noted members can return to GIC coverage at the end of the buyout year through a qualifying event or during annual enrollment.

Murphy also reiterated enrollment options: members can use the portal (preferred), submit electronic enrollment forms through the website, or mail paper forms.