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Heritage Home Program offers low‑interest repair loans and free technical help to Mayfield Heights homeowners
Summary
Jasmine Prasinkowski, manager of the Heritage Home Program, told the Jan. 27 Mayfield Heights City Council that about 4,700 city homes qualify for free technical assistance and low‑interest home repair loans through countywide program partners KeyBank and Third Federal.
Jasmine Prasinkowski, manager of the Heritage Home Program, told the Mayfield Heights City Council on Jan. 27 that roughly 4,700 homes in the city qualify for the program, which provides free technical assistance and low‑interest loans for home repairs.
The program, which serves older homes in Cuyahoga County and was founded in 1992, offers two primary elements: free services such as 30‑minute site visits, estimate reviews and contractor referrals; and a low‑interest loan product administered through partner banks. "Our most popular is actually gonna be our site visits," Prasinkowski said, describing 30‑minute consultations with construction specialists that can be held in person or virtually.
Eligibility requires a home to be at least 50 years old (built in 1975 or earlier in 2025) and to be residential with three units or fewer. Free services include a follow‑up after site visits that supplies homeowners with names of local contractors from the program's vetted database, and a review of written estimates. Prasinkowski said the program can provide ballpark cost numbers to help homeowners evaluate contractor bids.
The program’s loan option is administered through two partner lenders: KeyBank, which the presenter said can offer rates "as low as 2%" for Mayfield Heights homeowners, and Third Federal Savings and Loan, which she said was available at about 4.99%. Prasinkowski said the program pays approved contractors on a homeowner's behalf after ensuring required permits, inspections and contractor registration are in order.
Prasinkowski identified some limits on eligible work. The program does not finance installation of new vinyl siding because of its historic‑preservation focus, and it does not cover non‑permanent exterior work such as flower beds, seating or power washing. She emphasized that the application process is not an emergency repair service and can take time. "We're not an emergency repair service," she said.
Brochures and contact information will be available at Mayfield Heights City Hall and at the community center; Prasinkowski said the program also regularly presents at the Mayfield Heights Library in spring and urged residents to check the Heritage Home Program website for scheduling and details.
