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House committee hears bill to require insurers to offer windshield coverage option
Summary
A House Transportation Committee hearing drew insurance industry opposition and supporter testimony on House Bill 1240, which would require insurers to offer a standalone or "predeductible" glass coverage option so consumers could avoid high out‑of‑pocket costs for windshield replacement.
Representative Steve Vetter, sponsor of House Bill 1240, told the House Transportation Committee that the bill would require auto insurers to offer some form of predeductible or reduced‑deductible glass coverage so consumers could avoid paying full deductibles for windshield repair or replacement.
The bill's sponsor said the measure is intended to create an option, not a mandate that insurers make glass coverage the default. "The bill's intent is to have insurance companies offer just some type of predeductible plan," Representative Steve Vetter said during testimony. He said consumers could choose a low cost add‑on if they wanted lower out‑of‑pocket expenses for windshield claims.
The measure drew opposition from representatives of insurers and industry groups who said the bill…
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