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Bill would streamline filings for experience-rated group disability insurance

2145944 · January 23, 2025
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Summary

Senate Bill 5141 would remove single-case filings for experience-rated group disability income insurers and permit rating and credibility formulas to be filed in rate manuals; the Office of the Insurance Commissioner and industry groups support the change as a regulatory simplification.

Senate Bill 5141, sponsored by Senator Mona Das Cortez, would change rate-filing requirements for experience-rated group disability income insurers by replacing single-case filings for each group with filings of rating and credibility formulas in the insurer’s rate manual.

Committee staff John Kim explained that group disability insurance provides income to…

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