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Bill H.35 would permanently unmerge Vermont’s individual and small-group insurance markets
Summary
Legislative Council staff reviewed draft H.35, which would make permanent the temporary separation of Vermont’s individual and small-group health insurance risk pools and clean up outdated Exchange statute language; the change is set to take effect Jan. 1, 2026.
MONTPELIER — Jen Harvey, of the Office of the Legislative Council, presented draft H.35 on Jan. 21, saying the bill “is an act relating to unmerging the individual and small group health insurance markets.”
Harvey told the meeting the draft would make permanent a temporary separation of the individual and small-group markets that had been applied year-by-year, and would repeal and update outdated language in the Vermont Health Benefit Exchange statutes. The bill’s effective date is Jan. 1, 2026.
The measure amends provisions in the state statutes governing the Vermont Health Benefit Exchange, including a revision to the statutory definition of “qualified employer” that removes pre-2016 transitional language and standardizes the threshold at 100 employees. Harvey said the draft replaces older references to an employer with…
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