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WA Cares Fund director summarizes earned-benefit design, portability and contribution rules
Summary
Ben Vechty, director of the WA Cares Fund, summarized how the program was designed as a universal, worker-funded long‑term services and supports program, described contribution and vesting rules, portability changes and the recommended relationship to private insurance.
Ben Vechty, director of the WA Cares Fund at DSHS’ Aging and Long Term Support Administration, gave the committee an overview of the WA Cares universal long‑term care program, its financing model and how benefits will be earned and used.
Vechty described the rationale for WA Cares: long‑term care costs are high and many workers lack savings or private insurance. He said WA Cares is an earned benefit financed entirely through worker payroll contributions (0.58% of wages) and that benefits are paid from the program’s…
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