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Subcommittee approves bill to ban assignment-of-claim provisions in homeowner property insurance contracts

2118626 · January 14, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

The subcommittee unanimously approved HB 1628, a consumer-protection bill, to void assignment-of-claim provisions that transfer claim control from homeowners to contractors; sponsors and insurers said it protects homeowners from unscrupulous contractors.

Delegate Keas Gamara presented HB 1628, a bill that would prohibit assignment-of-claim clauses in homeowner property insurance contracts so that homeowners retain the right to authorize payment and control repairs after a covered loss.

Nut graf: Proponents described the bill as a consumer-protection measure that preserves homeowner control over repairs and prevents contractors from collecting an…

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