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Committee hears pet‑insurance model act to standardize coverage and disclosures
Summary
House Bill 78 would adopt a national model regulating pet‑insurance policies to require clearer definitions, disclosures and protections on preexisting conditions. Proponents called it a consumer protection measure; committee members asked about provider networks, livestock exclusions and emergency claim denials.
Representative Greg Overstreet introduced House Bill 78 as an agency‑request bill from the state auditor to adopt model law language for pet insurance.
"It is the National Association of Insurance Commissioners model act," Overstreet said, explaining the bill standardizes regulatory rules across states so insurers can write coverage more consistently.
Frank Cote of the State Auditor’s Office testified the bill is primarily a consumer protection measure: it standardizes…
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