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Franklin County adopts new 2026 health plan design with HRA after commissioners vote
Summary
After a detailed presentation on rising medical costs and prescription rebates, commissioners voted to adopt a redesigned 2026 benefits package that uses a health reimbursement arrangement (HRA) paired with higher-deductible base plans to reduce the county's net premium increase.
Matt Henderson, benefits consultant, presented the county's 2026 benefits renewal options during the Oct. 8 commissioners meeting and the board voted to adopt a revised plan structure intended to curb a proposed double-digit premium increase.
Henderson said the county faced a Premera renewal that initially approached about a 23% increase after negotiations. He proposed moving most enrollees onto a $3,500 medical plan and pairing it with a health reimbursement arrangement (HRA) that would reimburse the portion of the deductible above $1,000, effectively preserving employees' existing net deductible exposure…
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