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Lorain County adopts 2026 health plan rates after employees and unions protest 13% increase
Summary
The Board of Lorain County Commissioners on Oct. 10 accepted the Chalco Consulting Group actuary report and established Lorain County Healthcare Plan premium rates effective Jan. 1, 2026, after public comment and a sustained discussion about reserves, stop‑loss coverage and employees’ out‑of‑pocket costs.
The Board of Lorain County Commissioners on Oct. 10 accepted the Chalco Consulting Group actuary report and established Lorain County Healthcare Plan premium rates effective Jan. 1, 2026, after public comment and an extended discussion about reserves, stop‑loss insurance and out‑of‑pocket costs.
Union and county employees urged the board to reduce a proposed 13% premium increase. Jacob Reed, identified as president of UAW Local 2192, asked why the county’s medical reserve was so large, where interest on the reserve goes, and whether the county can borrow against the account. Shawna Hatfield, a Lorain County Job and Family Services employee, described difficulty affording premiums and co‑payments and said coworkers have placed family members on Medicaid. Nadine Plapsich, speaking for UAW Local 2192, urged the board to cap any increase at 8% rather than 13% and said a 13% rise would…
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