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State insurance official urges wildfire mitigation, outlines programs to help homeowners

5906085 · October 7, 2025
AI-Generated Content: All content on this page was generated by AI to highlight key points from the meeting. For complete details and context, we recommend watching the full video. so we can fix them.

Summary

A California Department of Insurance representative briefed the Lake Forest City Council on wildfire-mitigation tools, proposed legislation, and community certification programs intended to improve insurability and lower rates.

A representative of the California Department of Insurance on Oct. 7 told the Lake Forest City Council the agency is promoting homeowner- and community-level wildfire mitigation to help homeowners obtain insurance and reduce premiums.

Brenda Caloca, a Department of Insurance representative, described the department’s Sustainable Insurance Strategy, the Safer from Wildfires framework and three levels of protection homeowners can pursue: individual home hardening, immediate-property mitigation, and…

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