Massachusetts Health Connector outlines coverage, tax-credit options for small childcare providers

Niki, a staff member with the Massachusetts Health Connector, led a virtual information session for childcare providers explaining how individuals and small employers can buy health and dental coverage through the Connector, how employer-sponsored groups are structured, and what tax credits or rebates may be available.

The session addressed why the information matters for small child-care businesses: many family and small-center providers operate with only a handful of employees and can potentially reduce employer and employee premiums through group purchases, federal tax credits, and state programs such as ConnectorCare.

Presenters described the two main pathways they discussed: individual and family enrollment through the Connector’s individual marketplace, and employer-sponsored plans for small businesses. For employers, the presenters said the Connector’s small-group offering is intended for firms registered in Massachusetts with between 1 and 50 full-time-equivalent employees. They said employers must be registered in Massachusetts to use the small-group marketplace, and that, as employers set up quotes, they should expect to…