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Board reviews proposed changes to self‑funded employee health plan; workshop proceeds without vote
Summary
At a workshop following the regular meeting, district staff and benefits consultants outlined a proposal that would raise premiums and change plan design to stabilize the district’s self‑funded health plan; no board action was taken and staff said a vote may be requested at the Oct. 27 meeting.
District staff and benefits advisers presented a set of recommended changes to the Fond du Lac School District’s self‑funded employee health plan at a board workshop; the board discussed the recommendations and did not take formal action.
USI agent Jay Scott and district finance staff outlined a two‑part approach to restore financial stability to the self‑funded plan: raise premium revenue and change plan design to introduce more “consumerism” into care. Staff said claims have been running near 100 percent of premium and reserves are insufficient to cover volatility without adjustments.
Key elements presented (as described by staff and the consultant): - Premiums: staff proposed a 7 percent premium increase to employee rates (district presented per‑paycheck impact examples). Staff said a higher premium‑only increase would be an alternative but would require a larger employee‑rate increase to maintain plan solvency. - Deductible and…
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